Full Disclosure
Important Disclosures
Last Updated: February 17, 2022
Education and Training
BJK Institutions, Inc, its subsidiaries, and affiliates (collectively, “BJK University,” the “Company,” “We,” or “Us”) is a direct-to-consumer, and direct-to-business sales and marketing education and training company. We do not sell a business opportunity, “get rich quick” program or money-making system. We believe, with education, individuals can be better prepared to make investment decisions, but we do not and cannot guarantee success in investing. We do not make earnings claims, efforts claims, return on investment claims, or claims that our training will make you any money. Training generally includes a hybrid of education, training, and tools/resources. All material is intellectual property and protected by copyright. Any duplication, reproduction, or distribution is strictly prohibited.
Examples, Case Studies, and Hypothetical Scenarios
The Company makes no representation regarding the likelihood or probability that any actual or hypothetical investment in the training will achieve a particular outcome or perform in any predictable manner. Any historical return information in the Company presentation and materials do not represent the actual performance of any specific client’s experience. Past performance is not a guarantee of future success and returns in any period may be far above or below those of a previous period. No representation is being made that any investment will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. Investing involves risk, and you could lose money. Examples and hypothetical scenarios used in the Company presentation and materials may include information compiled from third-party sources. The Company believes the third-party information comes from reliable sources but does not guarantee its accuracy.
Lending and Financing
The Company is not a lender, does not issue credit, and is not a credit counselor or provide consulting services related to acquiring lines of credit. Lenders and consulting firms are independently owned and operated and are otherwise not affiliated with the Company. The Company does not receive referral fees, or any compensation related to lending or other services provided by these independent parties. You should carefully evaluate your own financial situation, objectives, consequences, risks, and other relevant circumstances before borrowing funds or purchasing consulting services. BJK University assumes no responsibility or liability for the actions, products, services, and content of independent parties. Using borrowed money to make investments into training or to purchase any other product or service at high-interest rates or terms may significantly reduce the return you receive on any investment in education or may even cause you to lose more money than you invested. The Company urges you to carefully consider using borrowed money before making an investment decision. If you cannot make required minimum payments to the bank and/or lenders, you may incur additional fees and risk damage to your credit profile.
Customer Satisfaction Surveys
To continually improve the customer experience, we survey our customers often. Nevertheless, it is difficult to track and ascertain those who implement and complete the training. Some customers attend the training for education purposes only – and do not purchase additional training – but may be included in satisfaction survey results.
Testimonials and reviews are individual experiences and personal opinions of those who have purchased education and training. Individual results will vary, and testimonials and/or reviews may not be typical. Results rely on individual effort, time, and skill of each customer, as well as unknown conditions and other factors. The Company does not track monetary results. Instead, it surveys customers concerning the value of its education, training, support, and overall satisfaction.
You may be asked to complete a satisfaction survey. By completing a survey, you confirm that the information contained is an accurate representation of your experience and that you have not received any financial incentive to give positive feedback. Further, you give the Company permission to publish your aggregate feedback and comments, on your behalf, to the Company’s website(s), materials, and various online review outlets. We respect your privacy and will not publish personally identifiable information.
Third Parties
The Company may link to content or refer to content and/or services created by or provided by third parties that are not affiliated with the Company. The Company is not responsible for such content and does not endorse or approve it. Such content may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to the Company and its products and services. The Company assumes no responsibility or liability whatsoever for the accuracy, reliability, or opinions contained in such content. If you decide to access such content or use their products or services, you do so at your own risk.
The Company may provide services by or refer you to third-party businesses. Some of these businesses have common interest and ownership with the Company. Third-party terms and conditions, privacy provisions, confidentiality provisions, or other provisions are governed separately from your customer relationship with the Company.
Third-party company names, logos, and products are trademarks or registered trademarks of their respective holders. Use of them does not imply an affiliation with or endorsement or sponsorship of the Company.